Course costs

Course costs*

Bachelor of Applied Business,
Bachelor of Applied Business (Marketing major),
Bachelor of Applied Business (Management major)
  Year 1 Year 2 Year 3
Student contribution (HECS-HELP)** $10,754 $10,754 $10,754
Government contribution (CSP) $2,120 $2,120 $2,120
Total annual cost $12,874 $12,874 $12,874
Accumulated course cost $10,754 $21,508 $32,262
Bachelor of Applied Information Technology
  Year 1 Year 2 Year 3
Student contribution (HECS-HELP)** $9,185 $9,185 $9,185
Government contribution (CSP) $10,432 $10,432 $10,432
Total annual cost $19,617 $19,617 $19,617
Accumulated course cost $9,185 $18,370 $27,555
Bachelor of Applied Cloud Technology
  Year 1 Year 2 Year 3
Student contribution (FEE-HELP)** $20,000 $20,000 $20,000
Total annual cost $20,000 $20,000 $20,000
Accumulated course cost $20,000 $40,000 $60,000

*The University reserves the right to vary fees on an annual basis. Fees will not normally rise above 7 per cent per annum for continuing students. Should the University decide to increase its fees, that increase will take effect on 1 January of the following year. While every effort has been made by La Trobe University to ensure that the information on this website is up to date and accurate, La Trobe University does not give any guarantees, undertakings or warranties in relation to the accuracy, completeness and up to date status of the above information.

**Eligibility criteria applies. Available to Australian citizens only.

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Financial assistance

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Financial assistance is only available to Australian citizens

HECS-HELP or FEE-HELP?

It is important to understand the difference between these two study assistance programs.

HECS-HELP
To be eligible for HECS-HELP, you must be able to study in a Commonwealth Supported Place (CSP).

The government supplies an assistance package which varies on the course you wish to undertake and the remainder of the yearly course fees are covered under the HECS-HELP scheme. This allows you to commence your studies with no up-front fees.

More information on HECS-HELP loans

FEE-HELP
Under the FEE-HELP scheme, you do not need to be eligible for a Commonwealth Supported Place (CSP).

All the yearly course fees are covered under the FEE-HELP scheme. This allows you to commence your studies with no up-front fees.

More information on FEE-HELP loans

  HECS-HELP FEE-HELP
Bachelor of Applied Cloud Technology
Bachelor of Applied Information Technology
Bachelor of Applied Business
Bachelor of Applied Business (Marketing major)
Bachelor of Applied Business (Management major)

Frequently asked questions

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What are my fee payment options?
  1. Upfront payment
  2. Government loan through either the HECS-HELP or FEE-HELP loan scheme (course dependant).
What are HECS-HELP loans?

HECS-HELP is a loan from the Commonwealth that helps eligible students pay their tuition fees for diploma and degree courses undertaken at an approved provider.

  1. HECS-HELP assistance is a loan from the Commonwealth;
  2. the loan will remain as a personal debt obligation until it is repaid to the Commonwealth;
  3. the loan may affect (by reducing) the person’s take home (after tax) wage or salary until the debt is repaid, and may affect the borrowing capacity of the person until the debt is repaid to the Commonwealth;
  4. census date(s) will apply;
  5. a student may cancel their enrolment by:
    1. withdrawing from each unit of study on or before the census date; and
    2. in accordance with the provider’s withdrawal policy;
  6. withdrawal will result in the student:
    1. not incurring a HECS-HELP debt; and/or
    2. receiving a refund for any upfront tuition fee payments made on or before the census date; and
  7. a student may wish to seek independent financial advice prior to applying for a HECS-HELP loan.

For more information on HECS-HELP loans and Commonwealth Supported Places, see the Australian Government Study Assist website.

Am I eligible for a HECS-HELP loan?

Depending on the course you are studying, you may be eligible for a HECS-HELP loan.

To be eligible for HECS-HELP, you must:

  1. be studying in a Commonwealth Supported Place (CSP);
  2. be an Australian citizen; or
  3. be a New Zealand Special Category Visa holder who meets the long-term residency requirements; or
  4. be a permanent humanitarian visa holder;
  5. be enrolled in each unit at your university by the census date;
  6. meet the relevant HECS-HELP residency requirements;
  7. read the HECS-HELP and Commonwealth Supported Places information booklet; and
  8. submit a valid Request for Commonwealth support and HECS-HELP form by the census date (or earlier administrative date) to your university.
What are Commonwealth Supported Places?

Commonwealth Supported Place (CSP) is a course subsidised by the Federal Government so that students are only required to pay a ‘student contribution’ amount, rather than the total tuition fees.

What if I am a Permanent Resident?

As a Permanent Resident, you are eligible for the Government’s CSP (Commonwealth Supported Place) funding. CSP is a Government grant to assist with your study. You do not have to pay this back to the Government. However, any shortfall between the CSP grant and the total course cost must be self-funded, as you are not eligible for HECS-HELP.

For more information on Commonwealth Supported Places, see the Australian Government Study Assist website.

When do I start paying for my course?

You have to start repaying your HECS-HELP or FEE-HELP debt through the taxation system once your repayment income is above the compulsory repayment threshold, even if you are still studying. The compulsory repayment threshold is adjusted each year.

Repayment income is calculated from the amounts given on your income tax return for:

  • your taxable income;
  • reportable fringe benefits (reported on your payment summary);
  • total net investment loss (which includes net rental loss);
  • reportable super contributions; and
  • exempt foreign employment income amounts.

For more information about repayment thresholds, see the Study Assist website.

Why are my payment options different for the Bachelor of Applied Cloud Technology?

This degree is categorised as an Employer Reserved Places course and therefore falls under FEE-HELP, not HECS-HELP like many other undergraduate degrees.

The Australian Government (Government) does not subsidise Employer Reserved Places. Instead, it provides access to the FEE-HELP loan scheme to assist eligible fee paying students with paying their tuition fees.

In this instance, the full fee of this course is covered by the FEE-HELP loan.

What is FEE-HELP?

FEE-HELP is a loan scheme that helps eligible students enrolled in a fee paying place to pay their tuition fees. You do not have to use a FEE-HELP loan to pay your tuition fees. You can choose to pay all your tuition fees upfront, or you can pay some upfront and use a FEE-HELP loan for the rest, or use a FEE-HELP loan for all your tuition fees (up to your FEE-HELP limit).

You may be interested to know that:

  • if you use a FEE-HELP loan, you will not have to make any repayments in the current income year unless your income is above a set limit. See Study Assist for the current limit.
  • if there is a direct connection between your work and your study, you may be able to claim your tuition fees as a tax deduction. You must contact the ATO for more information about how to claim self-education expenses, including eligible study and applicable caps on the amount that can be claimed.

For more information on FEE-HELP loans, see the Australian Government Study Assist website.

Who can use FEE-HELP?

FEE-HELP is available to all eligible fee paying students, provided you meet the citizenship and residency requirements (see below); and have not exceeded the FEE‑HELP limit (see below).

What are the Citizenship & Residency Requirements for FEE-HELP?

For Australian citizens
If you are an Australian citizen you will meet the FEE-HELP residency requirements if your university/higher education provider reasonably expects that you will undertake at least some of your course of study in Australia.

For eligible New Zealand Special Category Visa holders
If you are a New Zealand Special Category Visa (NZ SCV) holder (who meets the specific NZ SCV residency requirements for HELP loans), you must be resident in Australia for the duration of your unit(s) to meet the FEE-HELP residency requirements.

For permanent humanitarian visa holders
If you are a permanent humanitarian visa holder, you must be resident in Australia for the duration of your unit(s) to meet the FEE-HELP residency requirements.